Criteria for approving credit application
In order to get an approving credit application you must usualy be an active person who has prooven that he can work and keep their money for a while. The best way to get a good credit all the time is to have a saving account with some money in it. This way, even if you have only 500$ in it, the banks and the credit and loan companies will think that you are a saving person that is very close to is money. I know this tip by working in a bank for several years.